"And that one over there owns a Ferarri"
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✴ Funny Animal Pictures by Ty Buchanan ✴
NRMA Lies to and Robs its Customers
The car insurance industry needs a shakeup. There is disgusting bias by insurance companies. It is like the police policing the police. Why are insurance companies allowed to judge blame in accidents when a particular outcome benefits them?
It is absurd to leave decision making in the hands of an involved party, namely insurance companies. An aggrieved party can appeal to the insurance company itself. The outcome is certain - the appeal will be turned down. Apart from the Small Claims Tribunal there is not much an insured person can do.
If a party is uninsured an insurance company will write a letter to the insured person saying that due to insufficient evidence he/she is at fault for the accident: thus, the insurer keeps the $600 excess. This is a policy planned and carried out by insurance companies to rob their customers.
Very little is recovered from uninsured drivers. This is because few respond to letters from insurance companies. For a phone conversation to be used as evidence an insurer must announce that the call will be recorded and anything said will be used as evidence. If an uninsured driver hears this he will obviously put the phone down.
Basically, if you are an insured driver the insurance company judges you guilty until proven innocent. This is not how common law works. Innocence is the assumed initial state of a suspected individual in common law. It is surprising that so many people accept the existing state of affairs and do not challenge the current situation.
One of the worst offenders for the prevalent fraud is the National Roads and Motorists' Association (NRMA insurance). The Royal Automobile Club of Queensland (RACQ) is not far behind. But all insurance companies continue with this fraudulent behaviour.
I will be setting up a website where frustrated and dare I say angry insured drivers can vent their feelings on how they have been robbed. Watch this space!
✴ Law by Ty Buchanan ✴
Email is an Increasing Problem
Since the email was "invented" in 1977 it has continued as the main means of sending information that is admissible in court. Though you may think that what you say is not important, the content can be used against you in a court of law.
For light social exchange people use Facebook, Whatsapp and Twitter. If governments could get their hands on the data it would use that against you as well.
The main problem with email is that there is so much of it. The vast majority of users cannot deal with it. Most emails are discarded without being read simply because users think it is spam, or the nearest thing to it - continuing emails from a company you have either purchased something from or downloaded supposedly for free.
New email systems from Google, Amazon, IBM or WorkMail usually just provide more folders that you could create yourself. The boundary between work and home life is now blurred with a mass of emails that need ongoing, endless attention.
Trying to make email more manageable is just making it more complex. You cannot make anything simpler that opening an email, reading it and replying, or dumping it into Trash.
✴ Technology by Ty Buchanan ✴
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