Showing posts with label legal. Show all posts
Showing posts with label legal. Show all posts

Insurance Companies to Force Genetic Testing

Life insurance is a con. We all know that. They take your money. Then when you make a claim they force you into court to make you back down or run you up a huge legal bill. I cashed my life insurance in when they stopped paying the share investment bonus that doubled what you paid in. Now if you close the policy you get back "less" than you paid in premiums.
Insurance companies want compulsory genetic testing
No one is perfect out there, so when they say they will make people have genetic tests before they can take out a policy you should be afraid. The big three insurers say they have not had one complaint from consumers so far. Unfortunately, the ones who had genetic tests have not made any claims yet. There will thousands of complaints when the insurance companies fail to pay out.

Thankfully, you cannot be forced to have a genetic test currently. However, you must hand one over if you have already had one - by law. Just why the government made giving up private information compulsory under force of law is a mystery.

Of those who have had a test or have had one when instructed by insurers (400), a very high 20 percent were refused cover. This is much higher than the half a million who gained cover without a test.
Genetics  by Ty Buchanan
            Australian Blog   Adventure Australia
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New Laws to Restrict the Leniency of Judges

There is not much doubt that the majority of Australians believe judges to be too lenient in sentencing. Drivers have been convicted of dangerous driving and homicide and have been given suspended sentences. Premeditated murderers have had to serve only five years in jail.

It seems once judges get their positions they favor convicted criminals. No wonder state governments are looking at legislation to force courts into tougher sentencing. The South Australian government is planning new laws to limit the use of suspended sentencing. Chief justice Chris Kourakis claims this is interfering with the independence of the legal system vis-a-vis government and the executive. But if judges do not sentence and meet public expectations intervention is necessary.

Serial offenders are given a slap on the wrist and are released to continue their illegal behavior. Some even laugh their way out of court. Intervention is also needed to have the criminal history of suspected offenders known at trial. Why shouldn't past behavior be used against criminals?

Chief Justice Chris Kourakis says "In general, the greater the discretion that a judge has the more the judge can fit the penalty to the particular crime." However, most believe that judges are not doing this. He admits though that governments have always set the parameters used in the legal system.
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